What should I be saving for my retirement?
Until recently, the main focus in the investment industry has been to help people build wealth. With the influx of baby boomers hitting pre-retirement age and the estimation that in less than 10 years, one in five people will be aged 55 to 65; this focus has shifted towards helping people plan for their retirement.

Helping you balance the need for retirement income and growth
One of the biggest issues facing retirees is the risk of running out of money before dying. Retirees have to balance their need for income with the need to achieve some minimum level of growth so they don’t run out of money too soon.

Our Investment Representatives are here to help you prepare and implement retirement planning strategies to balance the need for income and growth.

• RRSP contribution plans made to fit your income, stage of life and goals.
• Investment advice that respects your level of tolerance for risk.
• Assistance rolling your retirement fund out into a RRIF or other payment vehicle after you retire.

Introducing GIF Select featuring IncomePlus from Manulife Investments, with you for lifetime income, growth and security

IncomePlus offers the safety and security of a guaranteed investment combined with the growth potential of the markets*. IncomePlus is an investment product that provides the protection of an insurance contract. The first of its kind in Canada, IncomePlus features a return of principal guarantee – ensuring a retirement income stream, now for life. 

Even if the stock market does poorly, you will receive income payments for life...guaranteed. No mutual fund can promise that, and no bank can offer you an investment product like IncomePlus.

*Exceeding the withdrawal thresholds may have a negative impact on future payments. The Lifetime Withdrawal Amount is available after December 31st of the year the annuitant turns age 65. Payments can continue until the contract reaches maturity or upon death of the last surviving annuitant.
The Manufacturers Life Insurance Company is the sole issuer and guarantor of the Manulife GIF Select Insurance Contract. GIF Select, Manulife and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial Corporation.