Don't fly without a parachute.
You've been dreaming about your upcoming vacation. Don't let your dream become a nightmare because of canceled flights, lost luggage or medical emergencies abroad.
Flights canceled due to weather or airport closures can mean dollars down the drain in non-refundable resort costs. Lost or stolen luggage or other possessions can leave you struggling with language barriers in a foreign system. Travel insurance may reimburse you for lost payments due to canceled flights and most policies include 24-hour global telephone support from multilingual operators who will assist you in dealing with local authorities, airports and hotel personnel.
If you need medical attention while you are abroad, your provincial health insurance will only pay the same amount it would pay if you received the care in Canada. Usually, this means a gap of potentially thousands of dollars that you will need to cover out of pocket. Medical travel insurance may close that gap, and also cover the costs of prescriptions, ambulance service and necessary medical evacuation back to Canada. Coverage may include:
- Emergency hospital and medical assistance
- Trip cancellation/interruption
- Baggage loss, damage or delay
- Flight accident
- Accidental death
- Rental car collision damage protection